Your Perfect Loan and Credit Fit!

Your Loan and Credit Card Experts

Personal Loan - Banks and NBFCs

Unlock Your Financial Freedom with a Personal Loan from Techmin Consulting

Are you looking to achieve your dreams, tackle unexpected expenses, or consolidate your debt? A personal loan can be your gateway to financial flexibility and peace of mind. At Techmin Consulting, we make accessing personal loans seamless, straightforward, and tailored to your unique needs.

Why Choose a Personal Loan?

  • Flexible Use: Whether it’s for home renovations, medical emergencies, travel, or debt consolidation, use the funds as you see fit.
  • Quick Approval: Enjoy a swift and hassle-free application process with minimal paperwork and quick disbursal.
  • Competitive Interest Rates: Benefit from competitive interest rates that make repayment easy and affordable.
  • Convenient Repayment Options: Choose from flexible repayment tenures that suit your financial situation.
  • No Collateral Required: Access funds without pledging any assets, making it an ideal option for unsecured borrowing.

Why Techmin Consulting?

As a trusted Direct Selling Agent (DSA) of various banks and NBFCs, Techmin Consulting connects you with the best personal loan offers from top financial institutions. We provide personalized guidance, ensuring you find the loan that best fits your needs and financial profile.
images (4)
Ram Fincorp Personal Loan ๐Ÿ…ฝ๐Ÿ…ด๐Ÿ††

๐Ÿฆ Ram Fincorp Personal Loan – Your Financial Partner!

๐Ÿ’ฐ Loan Amount

  • Avail loans ranging from โ‚น1,000 to โ‚น1,00,000.

๐Ÿ“ฑ Application Process

  • Hassle-free and 100% paperless.
  • Fully digital process for your convenience.

โณ Loan Tenure

  • Flexible tenure of up to 45 days.

๐ŸŸข Disbursal

  • Instant loan disbursal directly to your account.

โž• Interest Rates

  • Competitive rates starting from 0.4% per day.

โœ” Other Benefits

  • Quick approval within 5 minutes.
  • Zero foreclosure charges with no lock-in period.
  • 24×7 customer support to assist you anytime.

Eligibility Criteria

For Salaried Customers:

  • Age Group: 18 to 58 years.
  • Minimum Income: โ‚น18,000 per month.
  • Documents Required:
    • Identity Proof: Passport, PAN Card, Ration Card, Aadhaar Card, Voter’s ID, Driving License, Student ID, or other government-approved ID.
    • Address Proof: Telephone bill, Electricity bill, Passport, Ration card, Rental agreement, Aadhaar card, or other government-approved ID.
    • Income Proof: Salary certificate, Recent salary slip, Employment letter, etc.

For Self-Employed Customers:

  • Age Group: 18 to 58 years.
  • Stable Source of Income Required.
  • Documents Required:
    • Identity Proof: Passport, PAN Card, Ration Card, Aadhaar Card, Voter’s ID, Driving License, Student ID, or other government-approved ID.
    • Address Proof: Telephone bill, Electricity bill, Passport, Ration card, Rental agreement, Aadhaar card, or other government-approved ID.
    • Income Proof: Certified financials, Recent ITR, Audited Profit & Loss Statement or Balance Sheet, etc.

๐Ÿ“ฒ How to Apply?

  1. Download the Ram Fincorp app from the Google Play Store.
  2. Use your mobile number to log in.
  3. Upload all required documents.
  4. Complete the verification process.

Get instant approval and disbursal with Ram Fincorp Personal Loan! ๐Ÿ’ธ

HDFC-Bank-emblem
HDFC Bank Personal Loan ๐Ÿ…ฝ๐Ÿ…ด๐Ÿ††

HDFC Bank offers tailor-made personal loans designed to meet your financial needs. Whether youโ€™re planning a dream vacation, consolidating debt, or covering unexpected expenses, HDFC Bank has you covered with quick and hassle-free personal loans.


Brand Benefits

๐Ÿ’ฐ Loan Amount:
Get personal loans ranging from โ‚น50,000 to โ‚น40 lakhs.

๐Ÿ“ฑ Application Process:

  • Enjoy a hassle-free, paperless, and 100% digital application process.

โณ Loan Tenure:

  • Flexible repayment options ranging from 12 months to 72 months.

๐ŸŸข Disbursal:

  • Instant loan disbursal to fulfill your financial needs without delay.

โž• Interest Rates:

  • Competitive interest rates starting from 10.75% to 24.00% p.a.

โœ” Additional Benefits:

  • Instant approval process for a seamless experience.
  • Minimum documentation required.
  • Option to transfer loans at lower EMIs.
  • Special rates for government employees.
  • 24×7 customer assistance to address your queries anytime.

Eligibility Criteria

For Salaried Customers:

  • Age Group: 21 to 80 years.
  • Income Range: โ‚น25,001+ per month.
  • Documents Required:
    • Identity Proof: Passport, PAN Card, Ration Card, Aadhaar Card, Voter’s ID, Driving License, Student ID, or any other government-approved ID.
    • Address Proof: Telephone bill, Electricity bill, Passport, Ration Card, Rental Agreement, Aadhaar Card, or any other government-approved ID.
    • Income Proof: Salary certificate, Recent salary slips, Employment letter, etc.

For Self-Employed Customers:

  • Age Group: 21 to 80 years.
  • Income Range: A stable source of income is required.
  • Documents Required:
    • Identity Proof: Passport, PAN Card, Ration Card, Aadhaar Card, Voter’s ID, Driving License, Student ID, or any other government-approved ID.
    • Address Proof: Telephone bill, Electricity bill, Passport, Ration Card, Rental Agreement, Aadhaar Card, or any other government-approved ID.
    • Income Proof: Certified financials, Recent ITR, Audited Profit & Loss Statement or Balance Sheet, etc.
Group 25389
Axis Bank Personal Loan ๐Ÿ…ฝ๐Ÿ…ด๐Ÿ††

Get a personal loan quickly and conveniently with Axis Bank, tailored for salaried individuals.

๐Ÿ’ผ Brand Benefits:

โœ”๏ธ Loan Amount: โ‚น2 Lakhs to โ‚น40 Lakhs
โœ”๏ธ Application Process: Hassle-free and paperless, 100% digital process
โœ”๏ธ Tenure: 12 months to 84 months
โœ”๏ธ Disbursal: Fast and seamless loan disbursal
โœ”๏ธ Interest Rates: Starting at 11.25% p.a.
โœ”๏ธ Additional Benefits:

  • Instant approval
  • Flexible tenures
  • Transparent terms

๐Ÿ“‹ Eligibility Criteria

For Salaried Customers:

  • Age Group: 21 to 55 years
  • Income Range: โ‚น15,000+ per month
  • Documents Required:
    • Identity Proof (Any one): Passport, PAN Card, Ration Card, Aadhaar Card, Voter’s ID Card, Driving Licence, Student ID Card, College Documents, or any government-approved ID
    • Address Proof (Any one): Telephone bill, Electricity bill, Passport, Ration Card, Rental Agreement, Aadhaar Card, or any government-approved ID
    • Income Proof: Salary Certificate, Recent Salary Slip, Employment Letter, etc.

๐Ÿ“ฒ Apply now and experience fast and reliable financial assistance with Axis Bank!
If eligible, upload all documents and complete the verification.

PoonawallaFincorpLtd_85603593_5023
Poonawalla Personal Loan ๐Ÿ…ฝ๐Ÿ…ด๐Ÿ††

๐Ÿ’ฐ Get Instant Loan up to โ‚น3 Lakhs ๐Ÿ’ฐ
๐ŸŒŸ Apply Now to meet all your financial needs effortlessly! ๐ŸŒŸ

โœ… Quick Approvals
Get funds instantly with fast approval!

โœ… Attractive Interest Rates
Avail loans at competitive interest rates.

โœ… No Hidden Charges
Experience full transparency with zero hidden costs.

โœ… Zero Pre-payment Charges
Repay conveniently without any pre-payment penalties!

Group 25379
Aditya Birla Personal Loan ๐Ÿ…ฝ๐Ÿ…ด๐Ÿ††

ABFL Loan Guidelines: A Step-by-Step Guide for Customers

  1. Mobile Device Access: Ensure that the loan application link is opened only on your mobile device.
  2. Personal Device Only: The entire loan process must be completed using the customerโ€™s own device.
  3. Quick Disbursal: Loan disbursal will be completed within 4 hours after successful application.
  4. Required Documents: Only PAN and Aadhaar cards are required for the loan application.
  5. Aadhaar Linkage: Your Aadhaar must be linked to the mobile number you are using for the application.
  6. KYC Verification: KYC verification must be completed successfully through DigiLocker only.
  7. Location-Based Login: You must log in using the PIN code of your current location.
  8. Credit History: Loans cannot be processed for individuals who are new to credit or have a “Minus One” credit history.
  9. CIBIL Score: A minimum CIBIL score of 750 is required to qualify for the loan.
  10. Loan Amount: The loan range is between โ‚น50,000 and โ‚น5,00,000.
  11. Enquiry Limit: You should have no more than 5 credit inquiries in the last 3 months.

Please follow these guidelines to ensure a smooth and quick loan application process. If eligible upload all documents and complete the verification.

1635415060035437183_1635415060035437183
HSBC Personal Loan ๐Ÿ…ฝ๐Ÿ…ด๐Ÿ††

๐Ÿ’ธ Instant Personal Loan with Interest Rates as Low as 11% PA! ๐Ÿ’ธ
๐ŸŒŸ Transfer Your Existing Personal Loan from another bank and enjoy attractive benefits! ๐ŸŒŸ

Key Features:

โœ… No Collateral/Guarantor Required
โœ… Easy Documentation
โœ… Quick Processing & Disbursal

Eligibility Criteria:

๐Ÿ”น Salaried Applicants: 21 to 60 years
๐Ÿ”น Self-Employed Applicants: 21 to 65 years
๐Ÿ”น Only Residents and Citizens of India can apply
๐Ÿ”น Available in select Indian cities (Ahmedabad, Bangalore, Chandigarh, Chennai, Kochi, Mumbai, New Delhi, etc.)

Required Documents:

๐Ÿ“‹ Identity Proof: Aadhaar, Passport, Voter ID, etc.
๐Ÿ  Residence Proof: Electricity bill, Rent Agreement, etc.
๐Ÿ“… Age Proof: PAN, Passport, Birth Certificate, etc.
๐Ÿ’ผ Financial Documents:

  • Salaried: Latest salary slip or Form 16 with salary account statements
  • Self-Employed: Audited financials, IT returns, and bank statements

๐Ÿ“ฒ Apply Now and Experience Hassle-Free Financing!

icic-bank-logo
ICICI Bank Personal Loan ๐Ÿ…ฝ๐Ÿ…ด๐Ÿ††

ICICI Bank offers flexible and personalized loan solutions designed to meet your financial needs. With competitive interest rates and a seamless application process, getting the funds you need has never been easier.


Brand Benefits

๐Ÿ’ฐ Loan Amount:

  • Avail loans ranging from โ‚น50,000 to โ‚น50 lakhs.

๐Ÿ“ฑ Application Process:

  • Experience a hassle-free and paperless application process.
  • Enjoy a fully 100% digital process for convenience.

โณ Loan Tenure:

  • Flexible repayment periods ranging from 12 months to 72 months.

๐ŸŸข Disbursal:

  • Instant loan disbursal to your account.

โž• Interest Rates:

  • Competitive rates starting from 10.85% to 16.25% p.a.

โœ” Additional Benefits:

  • Instant approval for quicker access to funds.
  • No foreclosure charges after completing 12 EMIs.
  • Fixed interest rates for better financial planning.

Eligibility Criteria

For Salaried Customers:

  • Age Group: 21 to 80 years.
  • Income Range: โ‚น25,001+ per month.
  • Documents Required:
    • Identity Proof: Passport, PAN Card, Aadhaar Card, Voter’s ID, Driving License, Student ID, or any other government-approved ID.
    • Address Proof: Telephone bill, Electricity bill, Passport, Ration Card, Rental Agreement, Aadhaar Card, or any other government-approved ID.
    • Income Proof: Salary certificate, Recent salary slips, Employment letter, etc.

For Self-Employed Customers:

  • Age Group: 21 to 80 years.
  • Income Range: A stable source of income is required.
  • Documents Required:
    • Identity Proof: Passport, PAN Card, Aadhaar Card, Voter’s ID, Driving License, Student ID, or any other government-approved ID.
    • Address Proof: Telephone bill, Electricity bill, Passport, Ration Card, Rental Agreement, Aadhaar Card, or any other government-approved ID.
    • Income Proof: Certified financials, Recent ITR, Audited Profit & Loss Statement or Balance Sheet, etc.
indusind-bank-indore-ul61e
IndusInd Bank Personal Loan ๐Ÿ…ฝ๐Ÿ…ด๐Ÿ††

IndusInd Bank offers flexible and customized personal loans to help you achieve your financial goals. Whether itโ€™s a big purchase, wedding expenses, or an emergency, IndusInd Bank is your trusted financial partner.


Brand Benefits

๐Ÿ’ฐ Loan Amount:

  • Choose from a wide range of loan amounts, starting from โ‚น30,000 to โ‚น50 lakhs.

๐Ÿ“ฑ Application Process:

  • Enjoy a hassle-free and paperless application process.
  • Benefit from a 100% digital process for convenience.

โณ Loan Tenure:

  • Flexible repayment tenure ranging from 12 months to 72 months.

๐ŸŸข Disbursal:

  • Experience fast loan disbursal, ensuring funds reach you quickly.

โž• Interest Rates:

  • Attractive rates starting from 10.49% p.a.

โœ” Additional Benefits:

  • Instant approval for quick access to funds.
  • Flexi Personal Loan Tenure for customizable repayment plans.
  • Competitive interest rates to suit your financial plans.

Eligibility Criteria

For Salaried Customers:

  • Age Group: 21 to 80 years.
  • Income Range: โ‚น25,000+ per month.
  • Documents Required:
    • Identity Proof: Passport, PAN Card, Aadhaar Card, Voter’s ID, Driving License, Student ID, or any other government-approved ID.
    • Address Proof: Telephone bill, Electricity bill, Passport, Ration Card, Rental Agreement, Aadhaar Card, or any other government-approved ID.
    • Income Proof: Salary certificate, Recent salary slips, Employment letter, etc.

For Self-Employed Customers:

  • Age Group: 21 to 80 years.
  • Income Range: A stable source of income is mandatory.
  • Documents Required:
    • Identity Proof: Passport, PAN Card, Aadhaar Card, Voter’s ID, Driving License, Student ID, or any other government-approved ID.
    • Address Proof: Telephone bill, Electricity bill, Passport, Ration Card, Rental Agreement, Aadhaar Card, or any other government-approved ID.
    • Income Proof: Certified financials, Recent ITR, Audited Profit & Loss Statement or Balance Sheet, etc.
hero-logo2
Hero Fincorp Personal Loan ๐Ÿ…ฝ๐Ÿ…ด๐Ÿ††

Hero Fincorp Personal Loan offers quick and flexible financing solutions to meet your personal and professional requirements. Whether it’s a medical emergency, home renovation, or a dream purchase, Hero Fincorp is here to help.


Brand Benefits

๐Ÿ’ฐ Loan Amount:

  • Get loans ranging from โ‚น50,000 to โ‚น5 lakhs, perfect for your financial needs.

๐Ÿ“ฑ Application Process:

  • Hassle-free and paperless, ensuring a smooth experience.
  • Fully 100% digital process for convenience.

โณ Loan Tenure:

  • Flexible repayment options ranging from 12 months to 60 months.

๐ŸŸข Disbursal:

  • Experience quick loan disbursal for immediate access to funds.

โž• Interest Rates:

  • Attractive rates starting from 11% p.a. onwards.

โœ” Additional Benefits:

  • Instant approval for faster processing.
  • Flexible repayment plans tailored to your needs.
  • Competitive interest rates to make your EMIs affordable.

Eligibility Criteria

For Salaried Customers:

  • Age Group: 23 to 57 years.
  • Income Range: โ‚น15,000+ per month.
  • Documents Required:
    • Identity Proof: Passport, PAN Card, Aadhaar Card, Voter’s ID, Driving License, Student ID, or any other government-approved ID.
    • Address Proof: Telephone bill, Electricity bill, Passport, Ration Card, Rental Agreement, Aadhaar Card, or any other government-approved ID.
    • Income Proof: Salary certificate, Recent salary slips, Employment letter, etc.

For Self-Employed Customers:

  • Age Group: 23 to 58 years.
  • Income Range: A stable source of income is required.
  • Documents Required:
    • Identity Proof: Passport, PAN Card, Aadhaar Card, Voter’s ID, Driving License, Student ID, or any other government-approved ID.
    • Address Proof: Telephone bill, Electricity bill, Passport, Ration Card, Rental Agreement, Aadhaar Card, or any other government-approved ID.
    • Income Proof: Certified financials, Recent ITR, Audited Profit & Loss Statement or Balance Sheet, etc.
titled-design
Kotak Mahindra Bank Personal Loan ๐Ÿ…ฝ๐Ÿ…ด๐Ÿ††

Kotak Mahindra Bank offers personal loans designed to cater to your diverse financial needs, whether it’s for a wedding, home renovation, education, or unexpected emergencies. With quick processing and flexible terms, Kotak Mahindra Bank is your ideal partner for personal financing.


Brand Benefits

๐Ÿ’ฐ Loan Amount:

  • Avail loans ranging from โ‚น1 lakh to โ‚น35 lakhs.

๐Ÿ“ฑ Application Process:

  • Hassle-free and paperless application for a seamless experience.
  • Fully 100% digital process for your convenience.

โณ Loan Tenure:

  • Flexible repayment tenure ranging from 12 months to 60 months.

๐ŸŸข Disbursal:

  • Quick loan disbursal to meet your financial needs promptly.

โž• Interest Rates:

  • Attractive interest rates from 10.25% to 20% p.a..

โœ” Additional Benefits:

  • Instant approval for faster processing.
  • Flexible repayment plans tailored to your budget.
  • Minimal paperwork ensures a smooth application process.
  • No security required for added ease.
  • Doorstep services available for your convenience.

Eligibility Criteria

For Salaried Customers:

  • Age Group: 23 to 57 years.
  • Income Range: โ‚น25,000+ per month.
  • Documents Required:
    • Identity Proof: Passport, PAN Card, Aadhaar Card, Voter’s ID, Driving License, Student ID, or any other government-approved ID.
    • Address Proof: Telephone bill, Electricity bill, Passport, Ration Card, Rental Agreement, Aadhaar Card, or any other government-approved ID.
    • Income Proof: Salary certificate, Recent salary slips, Employment letter, etc.

For Self-Employed Customers:

  • Age Group: 21 to 58 years.
  • Income Range: A stable source of income is required.
  • Documents Required:
    • Identity Proof: Passport, PAN Card, Aadhaar Card, Voter’s ID, Driving License, Student ID, or any other government-approved ID.
    • Address Proof: Telephone bill, Electricity bill, Passport, Ration Card, Rental Agreement, Aadhaar Card, or any other government-approved ID.
    • Income Proof: Certified financials, Recent ITR, Audited Profit & Loss Statement or Balance Sheet, etc.
download (4)
BAJAJ FINSERV Personal Loan ๐Ÿ…ฝ๐Ÿ…ด๐Ÿ††

Why Choose a Loan from Bajaj Finance Ltd?

Get a personal loan quickly and easily with Bajaj Finserv, designed to cater to salaried and self-employed individuals.

๐Ÿ’ผ Brand Benefits:

โœ”๏ธ Loan Amount: โ‚น20,000 to โ‚น40 Lakhs
โœ”๏ธ Application Process: Hassle-free and paperless, 100% digital process
โœ”๏ธ Tenure: 12 months to 84 months
โœ”๏ธ Disbursal: Fast and seamless
โœ”๏ธ Interest Rates: Starting at 11% p.a.
โœ”๏ธ Additional Benefits:

  • Fast approval
  • No hidden charges
  • No guarantor or collateral required

๐Ÿ“‹ Eligibility Criteria

For Salaried Customers:

  • Age Group: 21 to 65 years
  • Income Range: โ‚น25,001+ per month
  • Documents Required:
    • Identity Proof (Any one): Passport, PAN Card, Ration Card, Aadhaar Card, Voter’s ID Card, Driving Licence, Student ID Card, College Documents, or any government-approved ID
    • Address Proof (Any one): Telephone bill, Electricity bill, Passport, Ration Card, Rental Agreement, Aadhaar Card, or any government-approved ID
    • Income Proof: Salary Certificate, Recent Salary Slip, Employment Letter, etc.

For Self-Employed Customers:

  • Age Group: 21 to 65 years
  • Income Range: Stable and verifiable income source
  • Documents Required:
    • Identity Proof (Any one): Passport, PAN Card, Ration Card, Aadhaar Card, Voter’s ID Card, Driving Licence, Student ID Card, College Documents, or any government-approved ID
    • Address Proof (Any one): Telephone bill, Electricity bill, Passport, Ration Card, Rental Agreement, Aadhaar Card, or any government-approved ID
    • Income Proof: Certified Financials, Recent ITR (Income Tax Returns), Audited Profit & Loss Statement, Balance Sheet, etc.

๐Ÿ“ฒ Apply now and get quick access to funds with Bajaj Finserv!
If eligible, upload all documents and complete the verification.

Group 25464
Fibe Personal Loan ๐Ÿ…ฝ๐Ÿ…ด๐Ÿ††

Eligibility

  1. Age: You must be between 21 and 55 years old.
  2. Minimum Income:
    • Non-metro cities: Minimum in-hand monthly income of โ‚น15,000.
    • Metro cities: Minimum in-hand monthly income of โ‚น18,000.
  3. Residency: You must be a resident of India.

Documents required

  1. Selfie: A clear photo of yourself with proper lighting.
  2. Proof of Identity (Any one of the following):
    • Passport
    • Aadhaar card
    • PAN card
    • Driverโ€™s license
  3. Proof of Address (Any one of the following):
    • Passport
    • Rent agreement
    • Utility bills (electricity, water, etc.)
    • Voterโ€™s ID
  4. Proof of Income:
    • Bank statement for the last 3 months
    • Salary slips for the last 3 months

Ensure you meet the eligibility criteria and have the required documents ready for a hassle-free loan application process. If eligible upload all documents and complete the verification.

Tata_Capital_Logo-01
Tata Capital Personal Loan ๐Ÿ…ฝ๐Ÿ…ด๐Ÿ††

Tata Capital offers instant personal loans to meet all your financial needs with ease and flexibility. Whether you need funds for emergencies, weddings, travel, or education, Tata Capital ensures a hassle-free and quick loan experience.


Benefits

  • Instant Approval: Get your personal loan approved in under 5 minutes.
  • Zero Prepayment Charges: Enjoy zero charges on part pre-payment.
  • No Collateral Required: Borrow without the need for any collateral.
  • Overdraft Facility: Manage your finances with ease using an overdraft facility.

Highlights

  • Affordable Interest Rates: Starting at 10.99%.
  • Loan Amount: Borrow from โ‚น40,000 to โ‚น35 lakhs.
  • Flexible Tenure: Repay over a period of up to 7 years.

Fees and Charges


Eligibility Criteria

  • Age Range: 21 to 58 years.
  • Residence Stability: Minimum of 6 months at the current residence.
  • Monthly Income: Minimum monthly salary of โ‚น15,000 or more.
  • Loan Enquiries:
    • Not more than 7 personal loan enquiries reported in the last 30 days.
    • For more than 3 enquiries, a bank statement not older than 3 days from the date of disbursement is mandatory. The decision will factor in any recent borrowing observed in the banking records.
InstaMoneyLogo
InstaMoney Personal loan ๐Ÿ…ฝ๐Ÿ…ด๐Ÿ††

InstaMoney offers instant personal loans tailored for your short-term financial needs. Whether itโ€™s an emergency expense or a small purchase, InstaMoney ensures a fast, secure, and hassle-free borrowing experience.


Brand Benefits

๐Ÿ’ฐ Loan Amount:

  • Borrow between โ‚น5,000 to โ‚น50,000.

๐Ÿ“ฑ Application Process:

  • Enjoy a hassle-free, paperless application.
  • 100% digital process for quick approval.

โณ Loan Tenure:

  • Flexible repayment options ranging from 3 months to 5 months.

๐ŸŸข Disbursal:

  • Quick disbursal to your account for immediate access to funds.

โž• Interest Rates:

  • Competitive rates starting from 24% p.a. to 48% p.a.

โœ” Additional Benefits:

  • Choose from flexible loan tenures to suit your repayment capacity.

Eligibility Criteria

For Salaried Customers:

  • Age Group: 21 to 55 years.
  • Income Range: โ‚น25,000+ per month.
  • Documents Required:
    • Identity Proof: Passport, PAN Card, Aadhaar Card, Voter’s ID, Driving License, Student ID, or any other government-approved ID.
    • Address Proof: Telephone bill, Electricity bill, Passport, Ration Card, Rental Agreement, Aadhaar Card, or any other government-approved ID.
    • Income Proof: Salary certificate, Recent salary slips, Employment letter, etc.

For Self-Employed Customers:

  • Age Group: 21 to 55 years.
  • Income Range: โ‚น25,000+ per month.
  • Documents Required:
    • Identity Proof: Passport, PAN Card, Aadhaar Card, Voter’s ID, Driving License, Student ID, or any other government-approved ID.
    • Address Proof: Telephone bill, Electricity bill, Passport, Ration Card, Rental Agreement, Aadhaar Card, or any other government-approved ID.
    • Income Proof: Certified financials, Recent ITR, Audited Profit & Loss Statement or Balance Sheet, etc.
Sumitomo-Mitsui-Financial-Group-infuses-3000-crore-into-SMFG-India-Credit-via-rights-issue
SMFG India Credit Personal Loan ๐Ÿ…ฝ๐Ÿ…ด๐Ÿ††

๐Ÿ’ผ Apply for SMFG India Credit Personal Loan Today! ๐Ÿ’ผ

๐ŸŒŸ Invest in Your Dreams, Support Your Future Success ๐ŸŒŸ

Key Features:

โœ… 100% Digital Process
โœ… Quick Disbursal
โœ… Loan Amount up to โ‚น2.5 Lakhs
โœ… Flexible Tenure up to 36 Months

Eligibility Criteria:

๐Ÿ”น Age: 22 to 65 years (25+ for self-employed)
๐Ÿ”น Employment: Both salaried and self-employed individuals can apply.
๐Ÿ”น Minimum Income:

  • โ‚น25,000/month for salaried in Mumbai/Delhi.
  • โ‚น20,000/month for salaried in other cities.
  • Self-employed: Based on annual turnover (as per industry).
    ๐Ÿ”น Credit Score: 750 or above for best chances of approval.
    ๐Ÿ”น Nationality: Only citizens residing in India.
    ๐Ÿ”น Work Experience:
  • Salaried: 1+ year of work experience.
  • Self-employed: Business operational for at least 3 years.

Required Documents:

๐Ÿ“‹ For All Applicants:

  • Completed application form
  • Identity proof (e.g., Aadhaar, PAN)
  • Address proof (e.g., utility bill, passport)
  • Signature proof (e.g., passport, PAN)

๐Ÿ’ผ For Salaried Individuals:

  • Last 3 months’ salary slips
  • Last 6 months’ bank statements
  • Income Tax returns/Form 16

๐Ÿข For Self-Employed Individuals:

  • Business proof (e.g., GST registration, licence)
  • Income proof (financial statements, IT assessment certificate)

๐Ÿ“ฒ Apply Now for a Quick, Hassle-Free Loan!

unnamed (4)
WeRize Personal loan ๐Ÿ…ฝ๐Ÿ…ด๐Ÿ††

Required Documents

  1. KYC Documents:
    • Aadhaar Card
    • PAN Card
    • Passport-size photo
  2. Salary Slips: Last 3 months’ salary slips.
  3. Bank Statements: Last 6 months’ bank statements in PDF format.
  4. Form 16: For the last 2 years.
  5. Residence Proof:
    • Rent agreement if rented, or
    • Utility bill if the residence is owned.
  6. Sanction Letter: For any current running loans, if applicable.
  7. Office ID Card or Official Email ID: If available.

Loan Eligibility Criteria

  • Location: PAN India.
  • CIBIL Score: Minimum 650.
  • Minimum Salary: โ‚น12,000 per month (โ‚น50,000 for NTC – New to Credit customers).
  • Salary Mode: NEFT, RTGS, IMPS, or company transfer (no cash/UPI).
  • Applicant Age: 21 to 55 years.
  • Loan Amount: โ‚น30,000 to โ‚น5,00,000.
  • Loan Tenure: 12 to 36 months.
  • Rate of Interest: 15% to 22% (flat).
  • Processing Fees: 1% to 3%.
  • Processing Mode & Turnaround Time (TAT): Processing is online, TAT is 1 to 7 days.
  • Foreclosure Charges: 1% to 5%.
  • Part Payment: Not allowed.
  • OD Product / Balance Transfer + Top-Up: Not available.
  • Minimum Job Experience: 12 months.
  • Current Employer Business Vintage: 1 year.
  • Fixed Obligations to Income Ratio (FOIR): 60% of net salary.
  • Co-Applicant: Mandatory if the applicant does not have ownership proof.
  • Funding to All Employees: Applicable for employees in proprietorship firms, partnership firms, LLPs, or companies. For employees in proprietorship firms, PF deduction is mandatory.
  • Minus 1 CIBIL Applicants: Funding available for applicants with this credit status.

Negative Profile (Ineligible Applicants)

  1. NRI employees.
  2. Employees who receive salary in cash or via UPI.
  3. Individuals working in NGOs.

This comprehensive set of criteria ensures that applicants meet the necessary requirements for smooth loan processing. ย If eligible upload all documents and complete the verification.ย 

Group 25471
Privo Personal Loan ON HOLD

PrivoLoan โ€“ Instant Personal Loans

PrivoLoan offers a hassle-free personal loan solution with instant approval and quick disbursal. Hereโ€™s what you need to know:

Loan Features:

  • Loan Amount: Up to โ‚น5 lakh.
  • Interest Rate: 13.49% to 29.99% p.a.
  • Tenure: Flexible repayment period ranging from 3 to 60 months.
  • Application Process: 100% online with minimal documentation.
  • Disbursal: Instant approval and quick disbursal of funds.
  • Processing Fees: No processing fees.
  • Pre-Closure Fees: No pre-closure fees.

Eligibility:

  • Age: 21 to 57 years.
  • Income: Minimum monthly income of โ‚น18,000.

Documents Required:

  1. Identity Proof (Any one of the following):

    • PAN Card
    • Ration Card
    • Aadhaar Card
    • Voterโ€™s ID Card
    • Driving Licence
  2. Address Proof (Any one of the following):

    • Aadhaar Card
    • Passport
    • Voter ID Card
  3. Income Proof (Any one of the following):

    • Salary Certificate
    • Recent Salary Slip
    • Employment Letter

PrivoLoan provides a convenient, online loan application process, making it easier for salaried individuals to access loans with competitive interest rates and no hidden charges. If eligible upload all documents and complete the verification.

MIRAE
Mirae Asset Personal Loan

See Clearly, Avail Confidently: Personal Loans for Salaried Employees

Mirae Asset Financial Services offers personal loans with zero hidden costs and no surprises. Enjoy quick access to funds, flexible EMI options, and a hassle-free online process. Hereโ€™s everything you need to know:

Features of Mirae Asset Personal Loan:

  1. Loan Amount:

    • Minimum: โ‚น50,000
    • Maximum: โ‚น5,00,000
  2. Eligibility:

    • Minimum Salary: โ‚น20,000 per month.
    • For Salaried Employees: Quick and easy access to funds for employees.
  3. Documents Required:

    • Aadhaar Card
    • PAN Card
    • Driving Licence
    • Last 3 months’ salary slips
    • Employee ID card
    • Bank statement of salary account from the current company
  4. Zero Foreclosure Charges: Repay your loan early without penalty or foreclosure charges after a 6-month lock-in period.

  5. Flexible Tenure:

    • Choose from tenure options ranging from 6 months to 48 months.
  6. No Collateral Required:

    • Avail collateral-free loans between โ‚น50,000 and โ‚น5,00,000.
  7. Attractive Interest Rates:

    • Interest rates range from 11.49% p.a. to 20% p.a. (varies based on your credit profile, employment information, and salary).
  8. No Hidden Costs:

    • Transparent terms with no hidden charges.
  9. Fast Pre-Approval:

    • Check your eligibility and get your loan sanctioned within 10 minutes.
  10. Quick Disbursement:

    • Funds will be credited within 2 business days, subject to successful verification.
  11. No Hassles:

    • No physical paperwork required.
    • No branch visits needed.
    • Apply, view, and manage your loan entirely online.
  12. Processing Fees:

    • 2.5% to 3.5% of the loan amount. The processing fee (PF) will be deducted from the loan amount, and the net amount will be disbursed.

Loan Tenure:

  • Choose from 6 to 48 months based on your convenience.

Simple Application Process:

  • Apply online in a few easy steps and get a quick decision on your application.
ย 

With Mirae Asset Financial Services, you can enjoy zero foreclosure charges, transparent terms, and a seamless, convenient personal loan experience tailored for salaried employees across India.

Group 25465
Finnable Personal Loan

Finnable offers a quick and convenient personal loan application process through its website or mobile app, ensuring fast access to funds. Here are the key details:

Loan Features:

  • Loan Amount: โ‚น50,000 to โ‚น10,00,000
  • Loan Tenure: 12 to 60 months
  • Interest Rate: 16.95% onwards (reducing, up to 30%)
  • Processing Fees: 1% to 4%
  • Processing Time (TAT): 1 to 3 days (online processing)
  • Foreclosure Charges: 4% after 6 months
  • Part Payment: Not allowed
  • OD Product/Balance Transfer: Not available

Eligibility Criteria:

  • Age: 23 to 56 years
  • CIBIL Score: 700+
  • Minimum Salary:
    • โ‚น20,000/month in Tier 1 metro cities
    • โ‚น15,000/month in Tier 2 non-metro cities
  • Salary Mode: NEFT, RTGS, company transfer, IMPS (if employer name is mentioned)
  • Minimum Job Experience: 6 months
  • Employer Business Vintage: 2 years
  • Fixed Obligations to Income Ratio (FOIR): 75% of net salary
  • Co-Applicant: Not mandatory
  • Funding to Minus 1 CIBIL Applicants (if age is above 25 years)
  • Funding for IMPS salary

Negative Profiles (Ineligible Applicants):

  1. NRI employees
  2. Applicants receiving salary in cash
  3. NGO employees
  4. Delivery boys, security guards, taxi drivers, gym employees, bartenders

Required Documents:

  1. KYC Documents: Aadhaar Card, PAN Card, passport-size photo.
  2. Salary Slips: Last 3 months’ salary slips.
  3. Bank Statements: Last 6 months’ bank statements in PDF format.
  4. Form 16: For the last 2 years.
  5. Residence Proof: Rent agreement if rented, or utility bill if the residence is owned.
  6. Sanction Letter: For any current running loans, if applicable.
  7. Office ID Card/Official Email ID: If available.

Kindly ensure that the form is fully completed, as only complete applications will be considered. Please note that self-employed / business persons are not eligible to apply. ย 

Group 25418
IDFC Bank Personal Loan

Whether it’s for a wedding, vacation, or home renovation, IDFC Bank offers unsecured personal loans to meet your diverse financial needs.

Loan Features:

  • Loan Amount: โ‚น50000ย  to โ‚น5 lakh
  • Loan Tenure: 12 to 60 months
  • Interest Rate: 10.49% to 22% p.a. (reducing)
  • Processing Fees: 1% to 4%
  • Processing Time (TAT): 1 to 3 days (online processing)
  • Foreclosure Charges: 5% after a 12-month lock-in period
  • Part Payment: Not allowed
  • Overdraft (OD) Product: Not available
  • Balance Transfer + Top-Up: Yes

Eligibility Criteria:

  • Age: 21 to 60 years
  • CIBIL Score: 700+
  • Minimum Salary: โ‚น35000 +/month (for listed companies only)
  • Salary Mode: NEFT, RTGS, or company transfer
  • Minimum Job Experience: 3 months with the same employer
  • Employer Business Vintage: 2 years
  • Fixed Obligations to Income Ratio (FOIR): 70% of net salary
  • Co-Applicant: Not mandatory
  • Funding for all employees, whether in a proprietorship firm, partnership firm, LLP, or company.
  • For proprietorship firms, PF deduction is mandatory.

Negative Profiles (Ineligible Applicants):

  1. NRI employees
  2. Applicants receiving salary in cash/UPI/IMPS
  3. NGO employees
  4. Minus 1 CIBIL applicants
  5. Defence personnel
  6. Police personnel

Required Documents:

  1. KYC Documents: Aadhaar Card, PAN Card, passport-size photo.
  2. Salary Slips: Last 3 months’ salary slips.
  3. Bank Statements: Last 6 months’ bank statements in PDF format.
  4. Form 16: For the last 2 years.
  5. Residence Proof: Rent agreement if rented, or utility bill if the residence is owned.
  6. Sanction Letter: For any current running loans, if applicable.
  7. Office ID Card/Official Email ID: If available.

Kindly ensure that the form is fully completed, as only complete applications will be considered. Please note that self-employed / business persons are not eligible to apply. ย 

iifl
IIFL Personal Loan ON HOLD

To ensure you’re eligible for a personal loan, here are the factors and requirements you should meet:

Eligibility Criteriaย 

  • Age: Minimum 23 years at the time of application, maximum 60 years or retirement (whichever comes earlier) at loan maturity.
  • Income: Your monthly or annual income will be assessed to determine your loan eligibility.
  • Employment: Stability in your current job and a steady income are key considerations.
  • Credit Score: A good credit score, typically above 750, is critical to securing favorable interest rates.

Required Documents:

  1. Selfie: A clear and recent photograph.
  2. ID Proof: PAN card.
  3. Address Proof: Aadhaar card or Driving License.
  4. Bank Statement: CA/SA bank statement for the last 6-12 months.

Please ensure your mobile number is registered with UIDAI for Aadhaar, as it is necessary for eKYC. Without a registered number, eKYC will not be possible.

IIFL Finance Personal Loan Rates & Charges:

  • Interest Rate: 12.75% to 44% p.a.
  • Loan Processing Charges: 2% to 9% + GST (additional convenience fee of up to โ‚น500 may apply).
  • NACH/e-Mandate Bounce Charges: โ‚น500 + GST per bounce.
  • Penalty/Default Charges: 24% p.a. + GST in case of payment delays.
  • Bank Swapping Charges: โ‚น500 + GST.
  • NESL Reporting Charges: As per NESL’s fee schedule, subject to change.

Factors Affecting Interest Rates:

  1. Personal Income: Higher monthly income often leads to lower interest rates.
  2. Credit Score: A credit score over 750 increases your chances of getting lower interest rates.
  3. Income Stability: A stable job with a reputed employer positively impacts your eligibility.
  4. Loan Factors: High loan amounts may lead to higher interest rates, while longer tenures may result in lower rates.

Important Note:

  • Self-employed or business persons are not eligible to apply.
  • Kindly ensure the form is fully completed, as incomplete applications will not be considered.
Group 25503
Paysense Personal Loan

Whether you want to buy a house, take that long overdue vacation, or just about anything else, with the help of Paysense’s flexible loan terms and easy EMI repayment process, you can have your instant personal loan approved in a jiffy.

Minimum Salary per Month: โ‚น18,000+
Loan Amount & Tenure: Upto โ‚น10 lakh (Maximum 60 Months)
Rate of Interest: 18% Onwards
USP: Funding to all employees having 3 salaries credited in their account
Location: PAN India
CIBIL Score: 700+
Minimum Salary Per Month: โ‚น18,000 (โ‚น20,000 for Metro Cities)
Salary Mode: NEFT, RTGS, IMPS (if Company Name is Mentioned), Cheque, & Company Transfer
Applicant Age: 22 to 57 Years
Loan Amount & Tenure: โ‚น50,000 to โ‚น10 lakh (6 to 60 months)
Rate of Interest (Type): 18% to 22% (Reducing)
Processing Fees: 1% – 3%
Processing Mode & TAT: Processing Online (5 minutes to 48 hours)
Foreclosure Charges: As per Policies, Generally 1% – 4%
Part Payment Allowed: Yes
OD Product: No
BT+TopUp: Yes
Minimum Job Experience: 3 Months
Current Employer Business Vintage: 6 Months
FOIR: 65% of Net Salary
Whether Co-Applicant Mandatory: No
No of Enquiry Allowed: Maximum 5 in the last 3 months

  1. Funding to All Employees
  2. Three Months’ Salary in Accounts in Continuation
  3. Payslip not required

Negative Profile:

  1. Applicant receiving Salary through UPI or Cash Mode
  2. Funding to Pensioner
  3. Over-obligation Customer
  4. Any person who is director in any company having shareholding >5%
  5. Applicant having Overdue in their CIBIL
  6. Single Name Applicant

Additional:

  1. The applicant who has applied before can re-apply after 30 days
  2. If the applicant has a single name, mention their fatherโ€™s name for the last name

Required Documents to Apply for Paysense Personal Loan:

  • KYC of Applicant (Aadhar Card + PAN Card + Passport Size Photo)
  • Last 3 months’ Bank Statement in PDF
  • Rent Agreement if rented or Utility Bill if the residence is owned

Kindly ensure that the form is fully completed, as only complete applications will be considered. Please note that self-employed/business persons are not eligible to apply.

channels4_profile (1)
Piramal Finance Personal Loan ๐Ÿ…ฝ๐Ÿ…ด๐Ÿ††

๐ŸŒŸ Piramal Finance Instant Personal Loan ๐ŸŒŸ

Get a personal loan quickly and easily with Piramal Finance, designed to cater to salaried and self-employed individuals.


๐Ÿ’ผ Brand Benefits:
โœ”๏ธ Loan Amount: โ‚น25,000 to โ‚น5 Lakhs
โœ”๏ธ Application Process: 100% hassle-free and paperless digital process
โœ”๏ธ Tenure: 3 months to 60 months
โœ”๏ธ Disbursal: Quick and seamless
โœ”๏ธ Interest Rates: Starting at 12.99% p.a.
โœ”๏ธ Additional Benefits:

  • Instant approval
  • Zero pre-payment and foreclosure charges
  • No co-signers/guarantors required

๐Ÿ“‹ Eligibility Criteria

For Salaried Customers:

  • Age Group: 21 to 58 years
  • Income Range: โ‚น28,000+ per month

Documents Required:

  • Identity Proof (Any one): Passport, PAN Card, Ration Card, Aadhaar Card, Voter’s ID Card, Driving Licence, Student ID Card, College Documents, or any government-approved ID
  • Address Proof (Any one): Telephone bill, Electricity bill, Passport, Ration Card, Rental Agreement, Aadhaar Card, or any government-approved ID
  • Income Proof: Salary Certificate, Recent Salary Slip, Employment Letter, etc.

For Self-Employed Customers:

  • Age Group: 21 to 58 years
  • Income Range: Stable and verifiable income source

Documents Required:

  • Identity Proof (Any one): Passport, PAN Card, Ration Card, Aadhaar Card, Voter’s ID Card, Driving Licence, Student ID Card, College Documents, or any government-approved ID
  • Address Proof (Any one): Telephone bill, Electricity bill, Passport, Ration Card, Rental Agreement, Aadhaar Card, or any government-approved ID
  • Income Proof: Certified Financials, Recent ITR (Income Tax Returns), Audited Profit & Loss Statement, Balance Sheet, etc.

๐Ÿ“ฒ Apply now and get quick access to funds with Piramal Finance!

Group 25483
Incred Personal Loan ๐Ÿ…ฝ๐Ÿ…ด๐Ÿ††

At InCred, they prioritize offering a simple and transparent personal loan experience, ensuring convenience and ease throughout the process.

Key Details:

  • Minimum Salary: โ‚น15,000+ per month
  • Loan Amount & Tenure: Up to โ‚น10 lakh (maximum tenure of 60 months)
  • Interest Rate: 21% onwards
  • Location: PAN India
  • CIBIL Score: 650+

Eligibility Criteria:

  • Applicant Age: 21 to 56 years
  • Salary Mode: NEFT, RTGS, IMPS, Cheque & Company Transfer
  • Loan Amount & Tenure: โ‚น50,000 to โ‚น10 lakh (tenure: 24 to 60 months)
  • Interest Rate (Reducing): 21% to 33%
  • Processing Fees: 1% – 4%
  • Processing Mode & TAT: Online (1 to 4 days for processing)
  • Foreclosure Charges: 1% – 5%
  • Part Payment Allowed: No
  • BT + Top-Up Facility: Yes
  • Minimum Job Experience: 3 months
  • Employer’s Business Vintage: 2 years
  • FOIR: 75% of net salary
  • Co-Applicant Mandatory: No

Negative Profiles:

  1. NRI Employees
  2. Cash Salary Earners
  3. NGO Employees

Required Documents:

  • KYC Documents: Aadhaar Card, PAN Card, Passport Size Photo
  • Last 3 months’ Salary Slips
  • Last 6 months’ Bank Statements in PDF format
  • Form 16 for the last 2 years
  • Rent Agreement (if rented) or Utility Bill (if owned)
  • Sanction Letter of any current running loans (if applicable)
  • Office ID Card or Official Email ID (if applicable)

If eligible, upload all documents and complete the verification.

Group 25430
L&T Personal Loan ๐Ÿ…ฝ๐Ÿ…ด๐Ÿ††

Maximum Loan Tenure

  • Get a loan with a repayment tenure of 12 to 48 months.
  • Loan Amount Offered: Avail personal loans up to โ‚น15 Lakhs.
  • Interest Rates: Starting from 11.50% p.a.

Quick Approvals

  • Completely Digital Process: Faster disbursal with zero paperwork.
  • Flexible Repayment: Structured EMI plans to suit your needs.
  • Open Eligibility: Loans available for both salaried and self-employed professionals.
  • No Income Proof Required: Apply for a loan without the need to produce income proof.
  • No Collateral or Security: No collateral or security is required to apply for a personal loan.

Eligibility Criteria

  • Citizenship: Indian citizen with valid ID proof.
  • Age: 23 to 58 years.

Required Documents

  1. ID Proof

    • PAN Card
    • Aadhaar Card
    • Passport
    • Driverโ€™s License
    • Voterโ€™s ID
  2. Address Proof

    • List of Officially Valid Documents (OVDs):

      • Aadhaar Card
      • Passport
      • Driving License
      • Voterโ€™s ID
    • List of Deemed OVDs:

      • Utility bill (not older than 2 months)
      • Property or municipal tax receipt
      • Pension or family pension payment orders (PPOs)
      • Letter of allotment of accommodation from the employer (State/Central Government, Statutory/Regulatory bodies, PSUs, Scheduled Commercial Banks, Financial Institutions, Listed Companies)
      • Rent Agreement (to be coupled with one of the Deemed OVDs listed above)

    Note: If you submit a Deemed OVD as address proof, you must submit an OVD with your current address within 3 months.

  3. Income Proof (if required):

    • For Salaried Individuals:
      • Last 3 months’ Salary Slips
      • Form 16
      • Last 3 months’ bank statements reflecting salary credits
      • Salary Certificate
    • For Self-Employed:
      • Latest Income Tax Return (ITR)
      • Last 3 months’ bank statements (mandatory)
    • Residence Ownership Proof: Not mandatory

If eligible, upload all documents and complete the verification.

Group 25384

Prefr Personal Loan ๐Ÿ…ฝ๐Ÿ…ด๐Ÿ††
Same-day disbursal with a high approval ratio.

If you’re looking for a quick and hassle-free way to secure funds, the Prefr Instant Personal Loan is an excellent choice. With a completely digital process and minimal documentation, applying for a loan has never been easier.

Loan Amount and Tenure
You can avail yourself of loan amounts ranging from โ‚น25,000 to โ‚น3 Lakhs, with flexible repayment tenures from 3 to 36 months.

Interest Rates
Enjoy competitive interest rates starting at just 18% p.a., making it a cost-effective solution for your financial needs.

Application Process
The application process is entirely online, requiring no paperwork. Itโ€™s designed to be fast and easy, ensuring you can focus on what matters most while we handle the rest.

Quick Disbursal
Experience quick loan disbursal so you can access your funds when you need them most.

Additional Benefits

  • No collateral is required, making it accessible for a wider range of applicants.
  • Low processing fees keep your costs down.
  • The loan is designed to be fast and flexible, catering to your unique requirements.

Eligibility for Salaried Customers

To qualify for the Prefr Instant Personal Loan, applicants must meet the following criteria:

  • Age Group: 20 to 55 years
  • Income Range: โ‚น18,000+

Documents Required

  1. Identity Proof:

    • Choose any one of the following: PAN Card, Ration Card, Aadhaar Card, Voterโ€™s ID Card, Driving License
  2. Address Proof:

    • Any one of the following: Aadhaar Card, Passport, Voter ID Card
  3. Income Proof:

    • Provide either a salary certificate, recent salary slip, or employment letter

If eligible, upload all documents and complete the verification process to get started on your loan journey!


download (12)
Lendingplate Personal Loan ๐Ÿ…ฝ๐Ÿ…ด๐Ÿ††

๐Ÿ’ผ Apply for Lendingplate Personal Loan Now! ๐Ÿ’ผ

๐ŸŒŸ Achieve Your Financial Goals with Ease ๐ŸŒŸ

Key Benefits:

๐Ÿ’ฐ Loan Amount: โ‚น10,000 to โ‚น2 Lakhs
๐Ÿ“ฑ Application Process: 100% online, no paperwork
โณ Tenure: Flexible from 3 to 15 months
๐ŸŸข Quick Disbursal: Get funds when you need them
โž• Interest Rates: Starting as low as 12% p.a.

Why Choose Lendingplate?

โœ” Easy EMIs
โœ” No Collateral Required
โœ” No End-Use Monitoring
โœ” Pay Interest Only for the Days Used โ€“ Save on effective interest costs!
โœ” Accessible to Individuals with Lower Credit Scores

Eligibility for Salaried Customers:

๐Ÿ”น Age: 21 to 55 years
๐Ÿ”น Income: โ‚น35,000+ per month

Required Documents:

๐Ÿ“‹ Identity Proof: Aadhaar, PAN, Passport, Voter ID, Driving Licence, etc.
๐Ÿ“‹ Address Proof: Electricity Bill, Aadhaar, Passport, Rental Agreement, etc.
๐Ÿ“‹ Income Proof: Salary Slip, Salary Certificate, or Employment Letter

๐Ÿ“ฒ Apply Today for Quick and Hassle-Free Financing!

Unity-Small-Finance-Bank-pic-removebg-preview
Unity SFB Personal Loan ๐Ÿ…ฝ๐Ÿ…ด๐Ÿ††

Unlock your financial possibilities with Unity Small Finance Bank’s personal loan, designed to meet your diverse needs.

Brand Benefits:

  • Loan Amount: Access funds ranging from โ‚น50,000 to โ‚น5 lakhs.
  • Tenure: Choose a repayment period of 6 to 36 months.
  • Application Process: Enjoy a hassle-free and paperless experience with a fully digital process.
  • Disbursal: Experience fast loan disbursal to get your funds when you need them.
  • Interest Rates: Competitive rates ranging from 18% p.a. to 30% p.a.
  • Additional Features:
    • Repay your loan in easy and affordable EMIs.
    • No hidden chargesโ€”transparency is guaranteed.
    • Fully regulated by the RBI for your peace of mind.

Eligibility Criteria for Salaried Customers

  • Age Group: Applicants must be between 23 and 55 years old.
  • Income Range: Minimum monthly income of โ‚น25,000.

Required Documents

To apply for a Unity SFB Personal Loan, please ensure you have the following documents:

  1. Identity Proof:

    • Passport
    • PAN Card
    • Ration Card
    • Aadhaar Card
    • Voter’s ID Card
    • Driving License
    • Student ID Card (if applicable)
    • College Documents (if applicable)
  2. Address Proof:

    • Telephone Bill
    • Electricity Bill
    • Passport
    • Ration Card
    • Rental Agreement
    • Aadhaar Card
    • Any other government-approved ID
  3. Income Proof:

    • Salary Certificate
    • Recent Salary Slip
    • Employment Letter

Experience the convenience and flexibility of Unity SFB Personal Loans today, and take the next step toward achieving your financial goals!

In addition to our existing partnerships, we are excited to offer personal loans through a wide range of trusted financial institutions. You can secure personal loans with the following lenders:

  • Axis Finance
  • Shriram Finance
  • Chola Finance
  • Standard Chartered

Basic Login Guidance for Evaluating Salaried Profiles Based on Salary

Salary 12,000 to 14,999:

  • Log in to: Werize only
Salary 15,000 to 19,999:
  • Log in to: Werize, Incred, Paysense, Finnable, Prefr, Fibe
Salary 20,000 to 24,999:
  • Log in to: Werize, Incred, Finnable, Paysense, Prefr, Fibe, IDFC
Salary 25,000 to 29,999:
  • Log in to: Werize, Incred, Finnable, Paysense, Prefr, Fibe, IDFC, Bajaj
Salary 30,000 to 49,999:
  • Log in to: Werize, Incred, Finnable, Paysense, Prefr, Fibe, IDFC, Bajaj, Aditya Birla PL, L&T, Piramal
Salary 50,000+:
  • Log in to: Incred, Finnable, Paysense, Prefr, Fibe, IDFC, Bajaj, Aditya Birla PL, L&T, Piramal

InstaLoans powered by Techmin Wealth Partners

At Techmin, we’re using cutting-edge technology to transform the industry and deliver financial services that actually work for you.

Copyright ยฉ Insta Loans India 2024.

Vinod N K

Typically replies within an hour

Welcome to our site! Click the button below to chat with us directly on WhatsApp. We look forward to assisting you.